Bespoke Mortgages, Specialist Property Finance & Structured Lending Solutions for Residential, Business & Private Wealth Clients


Email: enquiries@willowprivatefinance.com


Telephone: 0207 082 5175


Why Willow Private Finance

More Than A Mortgage Broker. Your Long-Term Property Finance Partner.

Willow Private Finance was established to provide clients with expert, independent advice across every area of property finance. From straightforward residential mortgages to complex international transactions, we combine whole-of-market access with specialist knowledge to structure solutions that many borrowers never realise are available.

01

Independent Advice

As a directly authorised, whole-of-market brokerage, we are not restricted to one bank or lender panel. Every recommendation is driven by your objectives, not sales targets or lender relationships.

02

Complex Cases Welcome

High-net-worth clients, developers, expats, foreign nationals, business owners, portfolio landlords and borrowers with unusual income structures form a significant part of our daily work.

03

Relationships That Matter

Our long-standing relationships with high street lenders, challenger banks, private banks and specialist finance providers allow us to access solutions unavailable through a single lender approach.

2008
Established
100+
Years Combined Experience
Whole
Market Access
UK & International
Clients Supported

Whether you're buying your first home, refinancing a £20 million property portfolio, arranging development finance or borrowing through a private bank, our role remains the same: understand your objectives, identify the right funding strategy and guide the transaction from initial enquiry through to completion.

Property Finance Advice

Property Finance For Every Stage, Structure and Objective

Whether you are buying a home, refinancing, building a portfolio, funding a development, arranging short-term finance or purchasing UK property from overseas, the right finance structure depends on your objectives, timing, income, assets and lender appetite.

01

Buying, Moving Or Remortgaging

Residential mortgage advice for first-time buyers, home movers, remortgaging clients, complex income borrowers and homeowners reviewing affordability, rates or lender criteria.

02

Buy-to-Let & Portfolio Finance

Finance for landlords, limited company investors, portfolio borrowers and clients seeking to purchase, refinance or restructure residential investment property.

03

Property Development Finance

Funding for site acquisition, ground-up development, refurbishment, conversion, development exit and projects where lender structure and timing are critical.

04

Bridging & Short-Term Finance

Fast, flexible finance for chain breaks, auction purchases, refurbishment, probate, capital raising, onward purchases and time-sensitive property transactions.

05

Expat & International Buyers

UK property finance for expats, foreign nationals, overseas residents and international buyers navigating lender eligibility, deposit requirements and cross-border income.

Property finance is rarely just about finding a rate. We help clients consider affordability, security, ownership structure, income profile, exit strategy and lender appetite so the borrowing supports the wider objective from the outset.

Residential Mortgage Hub

Buying, Moving Or Remortgaging Your Home?

Explore expert residential mortgage guides, lender insights, market updates and practical planning advice for every stage of your homeownership journey.

Explore The Residential Mortgage Hub
Buy-to-Let Mortgage Hub

Building Or Growing Your Property Portfolio?

Explore one of the UK's most comprehensive buy-to-let resource centres, featuring expert guides, landlord insights, lender updates and real client case studies.

Explore The Buy-to-Let Hub
Development Finance Hub

Funding Your Next Development Project?

Explore our Development Finance Hub, featuring expert guides, lender insights, case studies and practical advice for developers, investors and property professionals.

Explore The Development Finance Hub
Bridging Finance Hub

Need Short-Term Property Finance?

Explore one of the UK's most comprehensive bridging finance resource centres, with expert guides, case studies, lender insights and practical advice for investors, developers and homeowners.

Explore The Bridging Finance Hub

Buying UK Property From Overseas?

Explore specialist UK property finance guides for expats, international buyers, US clients and Middle Eastern investors.

Expat & International Buyers

Buying UK Property As An Expat Or International Buyer?

Guidance for overseas residents, relocating buyers and foreign nationals reviewing UK mortgage options, eligibility, deposit requirements and lender criteria.

Explore The Expat Guide
US Buyer Guide

Buying UK Property From The United States?

A specialist guide for American buyers covering UK mortgage options, tax considerations, lender requirements, exchange-rate planning and finance strategy.

Explore The US Buyer Guide
REAL CLIENT STORIES

Find A Case Study That Matches Your Situation

Explore real examples of how Willow Private Finance has structured residential, investment, development, international and private wealth finance for clients with different objectives, property types and borrowing profiles.

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Complex Property & Private Client Finance

Structured Finance For Complex Wealth, Property and Liquidity Needs

Specialist property finance is rarely about one product in isolation. For high-net-worth clients, family offices, investors, developers and complex ownership structures, the right outcome often depends on how property, liquidity, security and wider wealth planning are structured together.

01

Complex Property Finance

Funding solutions for borrowers whose circumstances do not fit standard lending criteria, including trusts, offshore structures, corporate ownership, mixed-use assets, development exposure and layered security arrangements.

02

Unlocking Liquidity

Lombard and securities-backed lending can help release capital from investment portfolios without an immediate asset sale, supporting property purchases, tax planning, business investment or short-term liquidity requirements.

03

High & Ultra-High-Net-Worth Borrowing

Bespoke lending strategies for clients with significant assets, complex income, international exposure, private banking relationships, family office involvement or borrowing requirements beyond conventional lender appetite.

We help clients assess the full borrowing picture: income, assets, security, jurisdiction, liquidity, ownership structure and exit strategy. The objective is not simply to secure finance, but to structure it in a way that supports wider financial planning.

Private Client Hub

Specialist Property Finance For High & Ultra-High-Net-Worth Clients

Discover bespoke financing solutions, private banking relationships, Lombard lending, large mortgages and complex borrowing strategies for affluent individuals, entrepreneurs and family offices.

Explore The Private Client Hub
Lombard Lending Hub

Unlock Liquidity Without Selling Your Investment Portfolio

Learn how Lombard and securities-backed lending can provide fast, flexible access to capital while allowing you to retain ownership of your investment portfolio.

Explore The Lombard Lending Hub
Structured Finance Hub

Complex Property Finance, Structured Around Your Requirements

Explore specialist funding solutions for developers, trusts, family offices, corporate structures and other complex borrowing scenarios.

Explore The Structured Finance Hub
Protection & Insurance Advice

Protecting Your Income, Family and Business

Tailored protection advice for individuals, families, business owners and high-net-worth clients who need cover structured with clarity, precision and long-term resilience.

01

Family Protection

Life insurance, critical illness cover and income protection designed to protect your household, mortgage commitments and long-term family security.

02

Business Protection

Shareholder protection, key person cover, relevant life policies and continuity planning for directors, companies and professional partnerships.

03

Wealth & Estate Planning

Protection strategies for clients with significant assets, inheritance tax exposure, complex liabilities or wider wealth planning considerations.

Protection is rarely one-size-fits-all. We work with a wide panel of insurers to identify gaps, remove unsuitable cover and build practical recommendations that help life, family and business remain financially secure when it matters most.

Personal Protection Hub

Protect What Matters Most

Explore our guides to life insurance, critical illness cover, income protection and family financial planning to help protect your loved ones and your lifestyle.

Explore The Personal Protection Hub
Business Protection Hub

Protect Your Business, Your People & Your Future

Explore our expert guides covering Key Person Insurance, Shareholder Protection, Relevant Life Insurance and business continuity planning.

Explore The Business Protection Hub

Contact Our Team

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Speak To Willow Private Finance

Your Property Goals, Our Expertise.

Start your property journey with a tailored finance strategy today.

At Willow Private Finance, we understand that no two clients, properties or funding requirements are the same. That is why we take time to understand your objectives before building a clear strategy around your lending options.

From residential mortgages and buy-to-let finance to bridging, development, expat, foreign national and high-net-worth lending, our team works with mainstream banks, specialist lenders and private institutions to help you move forward with confidence.

Whether your plans are straightforward or complex, we are here to turn property finance into a clear, structured route forward.
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Telephone: 0207 082 5175