Independent property finance advisers

Property finance, intelligently structured.

For homes, investments, developments, businesses and private wealth across the UK and overseas. Willow shapes the finance around the client, the asset and the wider objective.

Prime UK property financed with specialist advice
Finance navigator

What do you want property finance to achieve?

We will take you to the relevant routes, considerations and next steps.

Since 2008 Established specialist brokerage
Independent Not tied to one bank or lender panel
Whole-of-market Mainstream, specialist and private banks
FCA 588422 Directly authorised firm
Your finance objective

Every objective needs a different lending strategy.

Use the question in the hero to move directly to the routes relevant to your situation. The detail below will update without adding another navigation step.

  • Property and purpose
  • Income, assets and ownership
  • Amount, timing and exit
Relevant specialist hubs

Each card opens the corresponding Willow finance hub for detailed guidance, related resources and the appropriate next step.

Why Willow

Specialist advice that stays with the transaction.

Whole-of-market access matters. So does knowing how to structure the case, anticipate lender questions and keep every workstream moving.

01

Understand the whole position

Objective, property, income, assets, ownership, timing and exit.

02

Identify credible routes

Compare mainstream, specialist, private-bank and asset-backed appetite.

03

Structure the case

Create a coherent credit narrative and anticipate underwriting questions.

04

Manage to completion

Coordinate valuation, evidence, legal work and lender conditions.

Residential finance guidance

Guidance for buying, remortgaging and complex income.

The guidance shown here follows the objective selected in the finance navigator.

Showing guidance for home buyers and owners The same objective controls both your finance routes and the supporting content.
Change the objective above ↑
Frequently asked questions

Clear answers before the first conversation.

These answers explain Willow’s scope and process. Any recommendation depends on a full assessment.

What types of property finance does Willow arrange?

Residential mortgages, buy-to-let and portfolio lending, bridging, development finance, commercial mortgages, international property finance, private banking, family-office finance, Lombard and securities-backed lending, plus personal and business protection.

Can Willow help when income or ownership is complex?

Yes. Willow works with company directors, business owners, contractors, international clients, trusts, SPVs and family structures. The appropriate route depends on the complete facts and lender criteria.

Do you work with mainstream banks and specialist lenders?

Yes. Willow is independent and assesses mainstream banks, building societies, specialist lenders, challenger banks and private banks where relevant.

Can Willow work with my accountant, solicitor or wealth adviser?

Yes. With your authority, Willow can coordinate the finance workstream with other professional advisers while keeping regulated mortgage advice clearly separated from legal, tax and investment advice.

What happens after I enquire?

A specialist adviser reviews the objective, property, approximate amount, timing and income or asset position, then explains the credible next steps and information required.

Is every form of property finance FCA regulated?

No. Some buy-to-let, commercial, bridging and development finance is not regulated by the Financial Conduct Authority. Willow will explain the relevant status for the proposed transaction.

Speak with a specialist adviser

Start with the property, objective and timing.

A concise outline is enough for the first conversation. We will explain the credible routes and what information is needed next.

Keep sensitive information secure.
Do not send identification, bank statements or sensitive documents by ordinary email or WhatsApp. Willow will explain how to share them securely.